As my readers know, I always recommend shopping around before making any purchase, big or small. Insurance would fall into the "big" category, so it is especially important to compare rates if you want cheap auto insurance. One way to do this is to go to the individual website of each insurance company and request rate quotes from each one. This may be very time consuming.
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I consider insurance an absolute necessity in life. I'm in my early thirties, and have already made claims to insurance companies and don't know how we would have gotten by without it. For instance, back in college my husband's car was stolen. If we didn't have full coverage car insurance, we would not have received much for our loss. If we only had the liability insurance required in most states, we would have only been entitled to payment for the contents within the car, and that is only because we had a home insurance policy as well. » continue reading