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Third largest expenditure

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With funeral costs averaging over $6500, it's no wonder funeral expenses are now the third largest expenditure for most families, after only their home and car purchases. Add to the actual burial expense any unpaid bills of the deceased, such as credit card debt, home loans, car loans, and any other household bills and it becomes very clear how important funeral insurance is.
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Winter weight woes

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So here we are in the middle of winter, and as usual, I have gained weight. The concoction of holiday food, from Thanksgiving, to Christmas, to Valentine sweets, combined with weather too cold to get out and exercise is a lose / lose situation for everyone. The only people I know who manage to keep their weight in check during the long winter months either belong to a gym or have exercise equipment at home.
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Online shopping savings

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Continuing with my online shopping happiness, I have found a coupon site that has current deals on virtually all the online stores. There are the usual stores, like Target, Best Buy, and Lillian Vernon coupons. But I did not expect to find Travelocity, Bowflex, or Dell computer store coupons!
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Shopping blessing

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After shopping online and finding such a great deal on our Price Pfister bathroom faucets in satin nickel, we are hoping for more success in changing all the door handles in the house to nickel as well.

We have been slowly phasing out all the brass fixtures in the house and the door handles and door hinges are the only brass remaining.» continue reading

Performance evaluations

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One of the dreaded tasks of managers is performing the annual employee performance evaluation. Most managers that I've worked with wait until the last minute to compile all the information for the review and they just don't have time to complete a quality performance evaluation. As a result, employees feel rushed and my not know what is expected of them before the next review.
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Antioxidants

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I wasn't sure if I believed all the antioxidant hype, but I figured it couldn't hurt to give it a try. Green tea is very cheap, I like the flavor, and I prefer drinking tea rather than coffee in the mornings and at work. At first I did notice a definite increase in my energy levels, and after a few weeks I started noticing other benefits such as glowing skin, shinier hair, and thicker nails.
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How far we've come

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I was just thinking back at the very first paid website my husband ever designed. We were both working for an insurance company at the time and one of the underwriters also sold Tahitian Noni juice on the side for additional income. Noni is a supplement similar to hoodia, which aids in health and weight loss.
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Business start-up tips

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One of the most difficult parts about starting your own company venture is applying for business funding. Basically, you must convince the bank to believe in your business as much as you do in order to front you the cash to get started. The proposals, the meetings, the stress... I don't recommend it.
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