Sometimes, credit counseling isn't enough, and consumers need more help rebuilding their credit. For those who have Bad Credit, there is now a resource working especially for them. BadCreditOffers.com compares the best current offers in credit cards, home loans, personal loans, and auto loans. They are listed all in one place for ease of choosing the most appropriate one for the situation.
» continue reading

We thought throwing a Halloween party would be fairly inexpensive, since we already had all the decorations and asked guests to bring food to share. Well, we ended up thinking of so many "last minute" items, and running to the store for miscellaneous costume details and remembering more things we needed, that the party ended up costing much more than expected.
» continue reading

Although I write many articles about saving money and finding products and services for as little cost as possible, there are a few things I suggest paying more for the sake of quality. One of the most important of these is shoes. When you spend more money on a good pair of shoes, you save money in the long run by not having to replace your shoes every year or two. For children who are still growing, yes, I suggest buying the cheapest shoes possible. But for adults, I recommend a good versatile pair of shoes that can be either dressy or casual. » continue reading

My current choice of reading material is Plenty: One Man, One Woman, and a Raucous Year of Eating Locally. Local food production is a subject I am interested in and would like to learn more about. A few people recommended this book and so far I like the flow. I thought it would be very dry, but the authors' writing style interests me and I found it difficult to put the book down after reading the first pages.
» continue reading

It is easier than ever for small businesses to compete with the big guys in today's market. Internet and VoIP services can create a virtual office environment for any business at a low cost. For example, Packet8 Virtual Office is a complete business phone system for small businesses or call centers. The system can be installed in minutes because there is no equipment to install and it works with your existing broadband connection. » continue reading

I finished reading The 4-Hour work Week: Escape 9-5, Live Anywhere, and Join the New Rich yesterday and already I want to re-read and take notes on certain areas. But alas, it is due back at the library and I know one of my co-workers is on the waiting list to check it out next. This may be a book I have to purchase because I could see myself picking it up for inspiration in the future.
» continue reading

The world of mortgages is very exciting right now. There are changes happening daily. The United States has been in a real estate slump for a couple of years now, with the highest foreclosure rates in the first three months of this year since 1979. So the powers that be are dropping the interest rates to stimulate the economy. There are many speculations, but no one knows for sure how these drops will effect everyone. » continue reading

I've noticed that many people don't send outgoing mail in their home mailbox. I thought maybe they didn't trust the local postal system, but I recently read an article that made me reconsider the outgoing mail as well. Apparently, some thieves look for flags up on mailboxes as potential fraud hits. They will take your bill payments and use your information for identity theft. Think about it, if you are paying your credit card bill, they can open the envelope and get your credit card number as well as one of your checks. Bam! Credit card and check fraud potential.
» continue reading