While we are on the topic of insurance, I would like to discuss another type of insurance that I believe is necessary. Life insurance is there just in case you need it. Of course no one wants to think the unthinkable, but if you or your spouse dies or becomes permanently handicapped it will drastically change the lives of your family.
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I am very happy to report that our house is 100% complete with the storm damage repairs. You may recall that we had some major damage from a tree which fell on our kitchen on September 14th. After much hard work by my husband and myself and contracting some of the big stuff out (the new roof and exterior siding) we are finally done!
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Many people pass the time driving in their cars listening to audio books. Whether it is their daily commute to work, or a family roadtrip, books on CD have become increasingly popular. Look at your local library for a selection of free audio books before spending any money buying your own.
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Rather than heating up the entire house at night when everyone is in bed, why not concentrate the heat directly where you need it? Electric blankets and mattress pads are a great way to take the chill off a bed. Just turn the unit on a few minutes before you get in and the temperature should be just right.
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It is no secret that I love great deals, and what could be better than free?? I found a site called www.securezip.com that offers free zip service to compress large files for easier storage and sending. The software includes a digital certificate so you can exchange files securely without the need for passwords. In addition to this free offer, they are currently hosting a contest at www.DecryptandDrive.com. The prizes include a Honda scooter, bicycles, gas cards, and more! I love that the prizes have the potential to save people money and some even benefit the environment.
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In an effort to spend more time out on our land, we have decided to camp out there this Saturday. We have invited some friends to join either to just hang out during the cookout around the campfire, or to spend the night also. So far, no one else is planning to spend the night because they think it will be too cold. The forecast says the low temp that night will be 53 degrees, which I think will be perfect.
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I remember when my children were born and we anticipated all the major milestones, wondering when they would start crawling, walking, getting teeth, and talking. After the first 3 years, the milestones are more subtle but still equally important. Learning to interact with other children at school is a major accomplishment, and so is being able to walk across the cafeteria without spilling their lunch tray. Learning to read is a huge milestone which is often taken for granted nowadays.
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